/* ============ Tokens ============ */
    :root {
      --royal-950: #1a0633;
      --royal-900: #260a44;
      --royal-800: #3a1463;
      --royal-700: #4c1980;
      --royal-600: #6322a3;
      --gold-500: #b8860b;
      --gold-400: #cfa12a;
      --gold-300: #dfb84a;
      --gold-200: #ecd17d;
    }
    html { scroll-behavior: smooth; scroll-padding-top: 5rem; }
    body { -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; overflow-x: hidden; }

    .gold-text {
      background: linear-gradient(135deg, #f5e7b8 0%, #cfa12a 30%, #b8860b 60%, #dfb84a 100%);
      background-size: 200% 100%;
      -webkit-background-clip: text; background-clip: text;
      color: transparent; -webkit-text-fill-color: transparent;
      animation: shimmer 6s ease-in-out infinite;
    }
    @keyframes shimmer {
      0%,100% { background-position: 0% 50%; }
      50%     { background-position: 100% 50%; }
    }

    .eyebrow {
      display: inline-flex; align-items: center; gap: 0.625rem;
      font-size: 0.75rem; letter-spacing: 0.25em; text-transform: uppercase;
      font-weight: 700; color: var(--gold-500); margin-bottom: 1rem;
    }
    .eyebrow::before { content: ''; width: 28px; height: 1px; background: linear-gradient(90deg, transparent, var(--gold-500)); }
    .section-title {
      font-family: 'Playfair Display', serif; font-size: clamp(2rem, 4vw, 3rem);
      font-weight: 700; line-height: 1.1; color: var(--royal-900); letter-spacing: -0.02em;
    }
    .section-sub {
      margin-top: 1rem; font-size: 1.0625rem; line-height: 1.65;
      color: rgba(38, 10, 68, 0.72); max-width: 42rem;
    }

    /* Brand logo */
    .brand-logo {
      height: 64px; width: auto; max-width: 180px;
      display: block; border-radius: 10px;
      background: white; padding: 4px 8px;
      box-shadow: 0 8px 22px -8px rgba(184,134,11,0.55);
      transition: transform 0.3s ease, box-shadow 0.3s ease;
    }
    a:hover .brand-logo { transform: scale(1.04); }

    /* Buttons */
    .btn-gold {
      position: relative; display: inline-flex; align-items: center; justify-content: center;
      gap: 0.5rem; padding: 0.875rem 1.5rem;
      background: linear-gradient(135deg, #f7e09a 0%, #dfb84a 50%, #cfa12a 100%);
      background-color: #dfb84a;
      color: #1a0633 !important; font-weight: 800; font-size: 0.875rem;
      border-radius: 9999px; letter-spacing: 0.04em; overflow: hidden;
      box-shadow: 0 12px 28px -10px rgba(207,161,42,0.65),
                  inset 0 1px 0 rgba(255,255,255,0.6),
                  inset 0 -2px 0 rgba(122,87,7,0.18);
      transition: all 0.35s cubic-bezier(0.22, 1, 0.36, 1);
      cursor: pointer; border: none;
      text-shadow: 0 1px 0 rgba(255,255,255,0.20);
    }
    .btn-gold:hover {
      background: linear-gradient(135deg, #fce9a7 0%, #ecd17d 50%, #dfb84a 100%);
      transform: translateY(-2px);
      box-shadow: 0 18px 36px -10px rgba(207,161,42,0.85),
                  inset 0 1px 0 rgba(255,255,255,0.7);
    }
    .btn-gold:disabled { opacity: 0.55; cursor: not-allowed; transform: none; }
    .btn-ghost {
      display: inline-flex; align-items: center; justify-content: center;
      gap: 0.5rem; padding: 0.875rem 1.5rem;
      color: white; font-weight: 600; font-size: 0.875rem;
      border-radius: 9999px;
      border: 1px solid rgba(255,255,255,0.30);
      background: rgba(255,255,255,0.04);
      backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px);
      transition: all 0.3s ease;
    }
    .btn-ghost:hover { background: rgba(255,255,255,0.10); border-color: rgba(255,255,255,0.5); }

    /* ===== Announcement bar ===== */
    .announce-bar {
      position: fixed; top: 0; left: 0; right: 0; z-index: 60;
      background: linear-gradient(90deg, var(--royal-900), var(--royal-700) 50%, var(--royal-900));
      color: var(--gold-200);
      font-size: 0.78rem; padding: 0.6rem 1rem;
      display: flex; align-items: center; justify-content: center; gap: 0.6rem;
      letter-spacing: 0.05em;
      border-bottom: 1px solid rgba(207,161,42,0.20);
      transition: transform 0.4s ease;
    }
    .announce-bar.hide { transform: translateY(-100%); }
    .announce-bar .sep { color: var(--gold-500); opacity: 0.5; }
    .announce-bar strong { color: var(--gold-300); font-weight: 700; }

    /* ===== Nav ===== */
    #nav {
      top: 36px;
      transition: top 0.4s ease, background 0.3s ease, box-shadow 0.3s ease;
      background: rgba(38, 10, 68, 0.85);
      backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
      border-bottom: 1px solid rgba(207,161,42,0.15);
    }
    #nav.scrolled-top { top: 0; }
    #nav.scrolled {
      background: rgba(255,255,255,0.95);
      box-shadow: 0 8px 30px -12px rgba(38,10,68,0.18);
      border-bottom-color: rgba(38,10,68,0.06);
    }
    #nav .nav-link      { color: rgba(255,255,255,0.92); transition: color 0.3s ease; }
    #nav .nav-link:hover{ color: var(--gold-300); }
    #nav .nav-link.active { color: var(--gold-300); }
    #nav.scrolled .nav-link { color: var(--royal-800); }
    #nav.scrolled .nav-link:hover { color: var(--gold-600); }
    #nav.scrolled .nav-link.active { color: var(--gold-600); }
    #nav #menuBtn { color: white; transition: color 0.3s ease; }
    #nav.scrolled #menuBtn { color: var(--royal-800); }

    /* ===== Hero ===== */
    .hero-bg {
      background:
        radial-gradient(ellipse 70% 100% at 80% 0%, rgba(184,134,11,0.20), transparent 50%),
        radial-gradient(ellipse 90% 100% at 0% 100%, rgba(122,48,191,0.30), transparent 50%),
        linear-gradient(160deg, var(--royal-950) 0%, #1c0832 50%, var(--royal-900) 100%);
      position: relative;
    }
    .hero-grid {
      position: absolute; inset: 0;
      background-image:
        linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
      background-size: 60px 60px;
      mask-image: radial-gradient(ellipse at 50% 50%, black 0%, transparent 75%);
      -webkit-mask-image: radial-gradient(ellipse at 50% 50%, black 0%, transparent 75%);
      pointer-events: none;
    }
    .hero-orb {
      position: absolute; border-radius: 50%;
      filter: blur(80px); pointer-events: none;
    }
    .orb-gold { width: 380px; height: 380px; background: rgba(207,161,42,0.30); top: -10%; right: -8%; }
    .orb-purple { width: 440px; height: 440px; background: rgba(122,48,191,0.45); bottom: -15%; left: -10%; }

    /* Hero badge */
    .hero-badge {
      display: inline-flex; align-items: center; gap: 0.5rem;
      padding: 0.4rem 0.875rem;
      font-size: 0.7rem; font-weight: 700;
      letter-spacing: 0.22em; text-transform: uppercase;
      color: var(--gold-200);
      background: rgba(207,161,42,0.12);
      border: 1px solid rgba(207,161,42,0.40);
      border-radius: 9999px;
      backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px);
    }
    .hero-badge .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold-300); animation: pulse 2s ease-in-out infinite; }
    @keyframes pulse {
      0%, 100% { opacity: 1; transform: scale(1); }
      50%      { opacity: 0.5; transform: scale(0.7); }
    }

    /* ===== Funding amount card ===== */
    .funding-amount-card {
      position: relative;
      padding: 2rem;
      background: linear-gradient(145deg, rgba(255,255,255,0.05), rgba(255,255,255,0.02));
      border: 1px solid rgba(207,161,42,0.25);
      border-radius: 1.5rem;
      backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
      box-shadow: 0 30px 70px -20px rgba(0,0,0,0.55), inset 0 1px 0 rgba(255,255,255,0.06);
    }
    .funding-amount-card::before {
      content: ''; position: absolute;
      top: 0; left: 0; right: 0; height: 3px;
      background: linear-gradient(90deg, transparent, var(--gold-300), var(--gold-500), var(--gold-300), transparent);
      background-size: 200% 100%;
      animation: shimmer 5s ease-in-out infinite;
    }
    .funding-amount-num {
      font-family: 'Playfair Display', serif;
      font-size: clamp(2.5rem, 6vw, 4rem);
      font-weight: 800; line-height: 1;
      background: linear-gradient(135deg, #f5e7b8, #cfa12a, #b8860b);
      background-size: 200% 100%;
      -webkit-background-clip: text; background-clip: text;
      color: transparent; -webkit-text-fill-color: transparent;
      animation: shimmer 5s ease-in-out infinite;
    }

    /* ===== Funding type cards ===== */
    .ftype-card {
      position: relative;
      padding: 2rem 1.75rem;
      background: linear-gradient(155deg, #fefaf2 0%, #f8f0da 100%);
      border: 1px solid rgba(207,161,42,0.25);
      border-radius: 1.25rem;
      transition: all 0.45s cubic-bezier(0.22, 1, 0.36, 1);
      overflow: hidden;
      box-shadow: 0 12px 32px -14px rgba(38,10,68,0.30);
    }
    .ftype-card::before {
      content: ''; position: absolute;
      top: 0; left: 0; right: 0; height: 3px;
      background: linear-gradient(90deg, transparent, var(--gold-300), var(--gold-500), var(--gold-300), transparent);
      background-size: 200% 100%;
      animation: shimmer 6s ease-in-out infinite;
    }
    .ftype-card:hover {
      transform: translateY(-8px);
      box-shadow: 0 36px 70px -20px rgba(38,10,68,0.50);
      border-color: rgba(207,161,42,0.55);
    }
    .ftype-icon {
      width: 56px; height: 56px;
      border-radius: 1rem;
      background: linear-gradient(145deg, var(--royal-700), var(--royal-900));
      color: var(--gold-300);
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 1.25rem;
      box-shadow: 0 12px 24px -8px rgba(76,25,128,0.55);
      transition: all 0.4s ease;
    }
    .ftype-card:hover .ftype-icon {
      transform: scale(1.08) rotate(-5deg);
      background: linear-gradient(145deg, var(--gold-400), var(--gold-600));
      color: var(--royal-950);
    }
    .ftype-icon svg { width: 26px; height: 26px; }
    .ftype-title {
      font-family: 'Playfair Display', serif;
      font-weight: 700; font-size: 1.25rem;
      color: var(--royal-900); margin-bottom: 0.5rem;
      letter-spacing: -0.015em;
    }
    .ftype-desc {
      font-size: 0.875rem; line-height: 1.6;
      color: rgba(38,10,68,0.68);
    }
    .ftype-amount {
      margin-top: 1.25rem; padding-top: 1rem;
      border-top: 1px solid rgba(76,25,128,0.10);
      display: flex; justify-content: space-between; align-items: baseline;
    }
    .ftype-amount-label {
      font-size: 0.55rem; font-weight: 800;
      letter-spacing: 0.2em; text-transform: uppercase;
      color: rgba(38,10,68,0.50);
    }
    .ftype-amount-val {
      font-family: 'Playfair Display', serif;
      font-weight: 700; font-size: 1.1rem;
      color: var(--gold-700);
    }

    /* ===== Requirements list ===== */
    .req-row {
      display: flex; align-items: center; gap: 1rem;
      padding: 1rem 1.25rem;
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(207,161,42,0.15);
      border-radius: 0.875rem;
      transition: all 0.3s ease;
    }
    .req-row:hover {
      background: rgba(207,161,42,0.07);
      border-color: rgba(207,161,42,0.40);
    }
    .req-icon {
      flex-shrink: 0;
      width: 36px; height: 36px; border-radius: 50%;
      background: linear-gradient(135deg, var(--gold-400), var(--gold-600));
      color: var(--royal-950);
      display: inline-flex; align-items: center; justify-content: center;
    }
    .req-icon svg { width: 16px; height: 16px; stroke-width: 3; }

    /* ===== Process step ===== */
    .pstep {
      position: relative;
      padding: 1.75rem;
      background: linear-gradient(155deg, #fefaf2, #f8f0da);
      border: 1px solid rgba(207,161,42,0.25);
      border-radius: 1.25rem;
      box-shadow: 0 16px 36px -16px rgba(38,10,68,0.30);
    }
    .pstep-num {
      font-family: 'Playfair Display', serif;
      font-weight: 800; font-size: 3rem;
      line-height: 1;
      background: linear-gradient(135deg, var(--gold-400), var(--gold-700));
      -webkit-background-clip: text; background-clip: text;
      color: transparent; -webkit-text-fill-color: transparent;
      margin-bottom: 0.875rem;
    }
    .pstep-title {
      font-family: 'Playfair Display', serif;
      font-weight: 700; font-size: 1.25rem;
      color: var(--royal-900); margin-bottom: 0.5rem;
    }
    .pstep-desc {
      font-size: 0.875rem; line-height: 1.6;
      color: rgba(38,10,68,0.68);
    }

    /* ============================================
       APPLICATION FORM
    ============================================ */
    .app-card {
      position: relative;
      padding: 2.5rem;
      background: linear-gradient(160deg, rgba(255,255,255,0.05), rgba(255,255,255,0.02));
      border: 1px solid rgba(207,161,42,0.30);
      border-radius: 1.5rem;
      backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
      box-shadow: 0 40px 90px -25px rgba(0,0,0,0.60),
                  0 0 0 1px rgba(207,161,42,0.06),
                  inset 0 1px 0 rgba(255,255,255,0.08);
      overflow: hidden;
    }
    .app-card::before {
      content: ''; position: absolute;
      top: 0; left: 0; right: 0; height: 3px;
      background: linear-gradient(90deg, transparent, var(--gold-300), var(--gold-500), var(--gold-300), transparent);
      background-size: 200% 100%;
      animation: shimmer 5s ease-in-out infinite;
    }

    /* Stepper */
    .stepper {
      display: grid;
      grid-template-columns: 1fr auto 1fr auto 1fr;
      align-items: center;
      gap: 0.5rem;
      margin-bottom: 2.25rem;
    }
    .stepper-step {
      display: flex; flex-direction: column; align-items: center; gap: 0.5rem;
      text-align: center;
    }
    .stepper-circle {
      width: 36px; height: 36px; border-radius: 50%;
      display: inline-flex; align-items: center; justify-content: center;
      font-family: 'Playfair Display', serif;
      font-size: 0.95rem; font-weight: 700;
      background: rgba(255,255,255,0.05);
      border: 1.5px solid rgba(207,161,42,0.30);
      color: rgba(255,255,255,0.55);
      transition: all 0.4s ease;
    }
    .stepper-label {
      font-size: 0.6rem; font-weight: 700;
      letter-spacing: 0.18em; text-transform: uppercase;
      color: rgba(255,255,255,0.40);
      transition: color 0.3s ease;
    }
    .stepper-step.active .stepper-circle {
      background: linear-gradient(135deg, var(--gold-400), var(--gold-600));
      border-color: var(--gold-300);
      color: var(--royal-950);
      box-shadow: 0 0 24px -4px rgba(207,161,42,0.55);
    }
    .stepper-step.active .stepper-label { color: var(--gold-300); }
    .stepper-step.done .stepper-circle {
      background: var(--gold-500);
      border-color: var(--gold-400);
      color: var(--royal-950);
    }
    .stepper-step.done .stepper-label { color: rgba(255,255,255,0.65); }
    .stepper-line {
      height: 1px;
      background: rgba(207,161,42,0.20);
      position: relative;
      overflow: hidden;
      margin: 0 0.25rem;
      align-self: start; margin-top: 18px;
    }
    .stepper-line.active {
      background: linear-gradient(90deg, var(--gold-400), var(--gold-300));
    }

    /* Form panels */
    .form-panel { display: none; }
    .form-panel.active { display: block; animation: fadeUp 0.4s cubic-bezier(0.22, 1, 0.36, 1); }
    @keyframes fadeUp {
      from { opacity: 0; transform: translateY(12px); }
      to   { opacity: 1; transform: translateY(0); }
    }
    .panel-title {
      font-family: 'Playfair Display', serif;
      font-weight: 700; font-size: 1.5rem;
      color: white; line-height: 1.2;
      margin-bottom: 0.4rem;
    }
    .panel-sub {
      font-size: 0.875rem; line-height: 1.55;
      color: rgba(255,255,255,0.55);
      margin-bottom: 1.75rem;
    }

    /* Inputs */
    .field { margin-bottom: 1rem; }
    .field-label {
      display: block;
      font-size: 0.65rem; font-weight: 800;
      letter-spacing: 0.14em; text-transform: uppercase;
      color: rgba(255,255,255,0.65);
      margin-bottom: 0.45rem;
    }
    .field-label .req { color: var(--gold-300); margin-left: 0.2rem; }
    .form-input,
    .form-select,
    .form-textarea {
      width: 100%;
      padding: 0.875rem 1rem;
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(207,161,42,0.20);
      border-radius: 0.75rem;
      color: white;
      font-size: 0.9375rem;
      font-family: inherit;
      transition: all 0.25s ease;
    }
    .form-input::placeholder,
    .form-textarea::placeholder { color: rgba(255,255,255,0.30); }
    .form-input:focus,
    .form-select:focus,
    .form-textarea:focus {
      outline: none;
      border-color: var(--gold-400);
      background: rgba(255,255,255,0.06);
      box-shadow: 0 0 0 3px rgba(207,161,42,0.15);
    }
    .form-select {
      appearance: none; -webkit-appearance: none;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23dfb84a' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
      background-repeat: no-repeat;
      background-position: right 1rem center;
      padding-right: 2.5rem;
    }
    .form-select option { background: var(--royal-900); color: white; }
    .form-textarea { resize: vertical; min-height: 100px; }

    /* Two-column row */
    .field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.875rem; }

    /* Pill / chip selector */
    .chip-group {
      display: flex; flex-wrap: wrap; gap: 0.5rem;
    }
    .chip-input { position: absolute; opacity: 0; pointer-events: none; }
    .chip-label {
      display: inline-flex; align-items: center; gap: 0.4rem;
      padding: 0.6rem 0.875rem;
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(207,161,42,0.20);
      border-radius: 9999px;
      color: rgba(255,255,255,0.75);
      font-size: 0.8rem; font-weight: 600;
      cursor: pointer;
      transition: all 0.25s ease;
      user-select: none;
    }
    .chip-label:hover {
      background: rgba(207,161,42,0.08);
      border-color: rgba(207,161,42,0.40);
      color: white;
    }
    .chip-label:has(input:checked) {
      background: linear-gradient(135deg, rgba(207,161,42,0.25), rgba(207,161,42,0.10));
      border-color: var(--gold-400);
      color: var(--gold-200);
      box-shadow: 0 0 0 1px rgba(207,161,42,0.40);
    }

    /* Form footer / nav buttons */
    .form-nav {
      margin-top: 2rem;
      padding-top: 1.5rem;
      border-top: 1px solid rgba(207,161,42,0.15);
      display: flex; justify-content: space-between; align-items: center; gap: 1rem;
    }
    .btn-back {
      display: inline-flex; align-items: center; gap: 0.5rem;
      padding: 0.75rem 1.25rem;
      color: rgba(255,255,255,0.65);
      font-weight: 600; font-size: 0.85rem;
      background: transparent; border: none;
      cursor: pointer;
      transition: color 0.25s ease;
    }
    .btn-back:hover { color: var(--gold-300); }
    .btn-back svg { width: 14px; height: 14px; }
    .btn-back:disabled { opacity: 0.3; cursor: not-allowed; }

    /* Success panel */
    .success-icon {
      width: 88px; height: 88px; margin: 0 auto 1.25rem;
      border-radius: 50%;
      background: linear-gradient(135deg, #f7e09a 0%, #dfb84a 50%, #cfa12a 100%);
      background-color: #dfb84a;
      color: #1a0633;
      display: flex; align-items: center; justify-content: center;
      box-shadow: 0 16px 40px -8px rgba(207,161,42,0.65),
                  0 0 0 6px rgba(207,161,42,0.15),
                  inset 0 2px 0 rgba(255,255,255,0.55),
                  inset 0 -3px 0 rgba(122,87,7,0.20);
      animation: popIn 0.6s cubic-bezier(0.22, 1.5, 0.36, 1);
    }
    .success-icon svg {
      width: 42px; height: 42px;
      stroke-width: 3.5;
      stroke: #1a0633;
      filter: drop-shadow(0 1px 0 rgba(255,255,255,0.4));
    }
    @keyframes popIn {
      from { opacity: 0; transform: scale(0.6); }
      to   { opacity: 1; transform: scale(1); }
    }

    /* Trust strip */
    .trust-row {
      display: flex; flex-wrap: wrap; align-items: center; justify-content: center;
      gap: 1rem 2rem;
      padding-top: 1.5rem;
      border-top: 1px solid rgba(207,161,42,0.15);
      margin-top: 1.5rem;
    }
    .trust-item {
      display: inline-flex; align-items: center; gap: 0.4rem;
      font-size: 0.72rem; color: rgba(255,255,255,0.55);
    }
    .trust-item svg { width: 14px; height: 14px; color: var(--gold-300); }

    /* Reveal-on-scroll */
    [data-reveal] {
      opacity: 0; transform: translateY(28px);
      transition: opacity 0.8s ease-out, transform 0.8s cubic-bezier(0.22, 1, 0.36, 1);
    }
    [data-reveal].in { opacity: 1; transform: translateY(0); }
    [data-reveal][data-delay="1"].in { transition-delay: 0.1s; }
    [data-reveal][data-delay="2"].in { transition-delay: 0.2s; }
    [data-reveal][data-delay="3"].in { transition-delay: 0.3s; }
    [data-reveal][data-delay="4"].in { transition-delay: 0.4s; }
    [data-reveal][data-delay="5"].in { transition-delay: 0.5s; }
    [data-reveal][data-delay="6"].in { transition-delay: 0.6s; }

    /* ============================================
       POPUP MODAL
    ============================================ */
    .modal-overlay {
      position: fixed; inset: 0;
      background: rgba(10, 3, 22, 0.85);
      backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
      z-index: 100;
      display: flex; align-items: flex-start; justify-content: center;
      padding: 5rem 1rem 2rem;
      overflow-y: auto;
      opacity: 0; visibility: hidden;
      transition: opacity 0.35s ease, visibility 0.35s ease;
    }
    .modal-overlay.open { opacity: 1; visibility: visible; }
    .modal-panel {
      position: relative;
      width: 100%; max-width: 640px;
      transform: translateY(20px) scale(0.96);
      transition: transform 0.45s cubic-bezier(0.22, 1, 0.36, 1);
    }
    .modal-overlay.open .modal-panel {
      transform: translateY(0) scale(1);
    }
    .modal-close {
      position: absolute; top: -3.25rem; right: 0;
      width: 42px; height: 42px;
      border-radius: 50%;
      background: rgba(255,255,255,0.08);
      border: 1px solid rgba(207,161,42,0.30);
      color: white;
      display: inline-flex; align-items: center; justify-content: center;
      cursor: pointer;
      transition: all 0.25s ease;
      backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px);
      z-index: 2;
    }
    .modal-close:hover {
      background: var(--gold-500);
      border-color: var(--gold-300);
      color: var(--royal-950);
      transform: scale(1.08) rotate(90deg);
    }
    .modal-close svg { width: 20px; height: 20px; }
    body.modal-open { overflow: hidden; }
    @media (max-width: 639px) {
      .modal-overlay { padding: 4rem 0.5rem 1rem; }
      .modal-close { top: -3rem; right: 0.5rem; width: 38px; height: 38px; }
      .modal-close svg { width: 18px; height: 18px; }
    }

    /* ============================================
       MOBILE
    ============================================ */
    @media (max-width: 767px) {
      .announce-bar { font-size: 0.7rem; padding: 0.5rem 1rem; gap: 0.4rem; }
      .announce-bar .sep { display: none; }
      .brand-logo { height: 48px !important; }
      #nav .h-20 { height: 4rem !important; }

      section { padding-top: 4rem !important; padding-bottom: 4rem !important; }
      .section-title { font-size: clamp(1.65rem, 6vw, 2.25rem) !important; }

      .orb-gold   { width: 200px !important; height: 200px !important; }
      .orb-purple { width: 250px !important; height: 250px !important; }

      .field-row { grid-template-columns: 1fr !important; }

      .app-card { padding: 1.5rem !important; }
      .panel-title { font-size: 1.25rem !important; }

      .stepper { gap: 0.25rem; }
      .stepper-circle { width: 30px !important; height: 30px !important; font-size: 0.8rem !important; }
      .stepper-label  { font-size: 0.5rem !important; letter-spacing: 0.1em !important; }
      .stepper-line   { margin-top: 15px !important; }

      .pstep { padding: 1.25rem !important; }
      .pstep-num { font-size: 2.5rem !important; }

      .form-nav { flex-direction: column-reverse; align-items: stretch; }
      .form-nav .btn-gold,
      .form-nav .btn-back { width: 100%; justify-content: center; }
    }
    @media (max-width: 639px) {
      .form-input, .form-select, .form-textarea { font-size: 16px !important; }
    }