Questions, Answered
Honestly.

Standard 3-Round packages typically deliver visible results in 30–90 days. Our Expedited packages are designed to deliver results in as little as 14–30 days through priority processing and an aggressive bureau response cycle.

We challenge items that are inaccurate, unverifiable, or legally questionable under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA). This includes collections, charge-offs, late payments, medical debt, student loan errors, bankruptcies, foreclosures, judgments, repossessions, and identity theft accounts.

Absolutely. The Fair Credit Reporting Act gives every consumer the legal right to dispute inaccurate, unverifiable, or outdated items on their credit report. We exercise that right on your behalf — within 100% of federal consumer protection law.

Single covers one person's credit file. Duo lets you bring a spouse, family member, or business partner — both files receive the same scope of work at a significantly reduced combined rate. It's the most cost-effective way to repair two profiles at once.

Yes, you can dispute items yourself — the FCRA gives you that right. However, most people who try on their own send generic letters that bureaus routinely ignore. Our team files targeted, law-based challenges with a specific strategy for each item on your report. That's the difference between results in 30 days and chasing your tail for a year.

If an item is properly removed, it cannot legally be re-reported without the creditor going through a new verification process. If it does return, we challenge it again. Premium clients receive unlimited dispute rounds for exactly this reason.

Weekly live trainings, full course replays, proven frameworks, dispute templates, and direct access to the AQ Wealth private network. It's the most affordable way to stay sharp and keep learning every month. Month to month — cancel anytime. Join the Community →

Credit repair packages (Standard, Expedited, Premium) are one-time investments — not monthly subscriptions. We offer 4 interest-free installments through Sezzle, Afterpay, and Zip at checkout. So you can start immediately and spread the cost.

Standard (from $599) runs 3 dispute rounds in 30–90 days. Expedited (from $999) uses priority processing for results in 14–30 days and includes direct messaging with our team. Premium (from $1,399) provides unlimited dispute rounds with no time limit — we work until your report is clean.

Yes. You can upgrade from Standard to Expedited or Premium at any time. We apply your existing payment toward the upgraded package. Just reach out to your advisor directly.

Not always. Business credit can be built independently of your personal credit — that's one of the key benefits. However, a stronger personal profile does improve your overall funding capacity. We'll map the right sequence for your situation on your free strategy call.

Personal funding uses your Social Security number and personal credit history. Business funding uses your EIN and business credit profile. The goal is to eventually fund your business entirely through its own credit — protecting your personal credit score and assets.

The Blueprint covers LLC or corporation formation, EIN acquisition, professional business address, business banking setup, D-U-N-S number, business email and phone, website and branding, and business credit profile build-out. It's the complete foundation package. See the full program →

It depends on your profile, timeline, and strategy. Our clients have accessed $35K in 0% APR business credit cards, $50K+ in business lines, and SBA-backed loans after completing proper setup and credit building. Results vary — we build a plan specific to your situation.

Mentorship is built for people who are serious about either (a) mastering credit repair to earn income from it, or (b) truly owning the business-setup and funding process for themselves. If you just need your credit fixed, our credit repair packages are the right fit.

Yes. The Credit Repair Mentorship ($3,500) is specifically designed to equip you to run your own credit repair business — including client onboarding, pricing, dispute playbooks, sales scripts, and compliance basics. Many of our mentors have launched and are earning within 30–60 days of completing the program.

It means you have direct access to your mentor — not a ticket system, not an AI chatbot. You can message your advisor directly and get real answers about your real situation. This is not a self-paced video course.